CASE FILES

    Intelligence from the field

    Jurisdiction briefings, case intelligence, sector analysis, and collection strategy from InterStation's field operations.

    How To Protect Your Business From International Non-Payment (Before It Happens)Case Intelligence

    How To Protect Your Business From International Non-Payment (Before It Happens)

    The best debt is the one that never goes overdue. Five layers of protection for companies selling internationally — from credit checks to early action triggers.

    Elena Marra·6 Apr 2026·4 min
    Debt Collection in Belgium: The Betalingsbevel and What Foreign Creditors MissLegal Frameworks

    Debt Collection in Belgium: The Betalingsbevel and What Foreign Creditors Miss

    Belgium's bilingual legal system confuses foreign creditors. Dutch or French courts depend on the debtor's location. The betalingsbevel is fast and cheap. Here's how.

    Henrik Lindgren·6 Apr 2026·4 min
    Debt Collection in Saudi Arabia: What Foreign Companies Need To KnowCountry Intelligence

    Debt Collection in Saudi Arabia: What Foreign Companies Need To Know

    Saudi Arabia's Najiz e-filing system, Execution Courts, and Vision 2030 judicial reforms have made collection faster. Here's the practical framework.

    Nadia Hassani·6 Apr 2026·4 min
    How To Collect a Debt Without Losing the ClientCross-Border Collection

    How To Collect a Debt Without Losing the Client

    60%+ of debtor relationships improve after professional collection. The formal process gets more respect than the informal pleading. Here's how.

    Marcus Ellerton·6 Apr 2026·4 min
    Debt Collection in Brazil: The Hardest Jurisdiction and How To WinCountry Intelligence

    Debt Collection in Brazil: The Hardest Jurisdiction and How To Win

    Brazilian courts take 12-24 months. Amicable collection takes 60-90 days. The ação monitória exists. The BRL volatility matters. Here's what works.

    Nadia Hassani·6 Apr 2026·4 min
    How To Collect a Debt in Turkey: What Foreign Companies Get WrongCountry Intelligence

    How To Collect a Debt in Turkey: What Foreign Companies Get Wrong

    To collect a commercial debt in Turkey, start with a formal İhtar sent through a notary. Most European creditors skip this step and waste months on English-language emails.

    Nadia Hassani·6 Apr 2026·4 min
    Collecting an Unpaid Invoice From the UAE: A Practical GuideCountry Intelligence

    Collecting an Unpaid Invoice From the UAE: A Practical Guide

    The UAE has one of the strongest legal frameworks for creditors in the Middle East. Bounced cheques can carry criminal liability. DIFC has its own English-language court system.

    Nadia Hassani·6 Apr 2026·4 min
    When Your Biggest Client Becomes Your Biggest RiskCross-Border Collection

    When Your Biggest Client Becomes Your Biggest Risk

    If a single client represents more than 15% of your revenue and their invoices are overdue, you have a concentration risk that no amount of polite emails will resolve.

    Marcus Ellerton·6 Apr 2026·4 min
    5 Signs Your Debtor Is About To Go InsolventCase Intelligence

    5 Signs Your Debtor Is About To Go Insolvent

    Five warning signs that a debtor is heading for insolvency — and why the average recovery for unsecured creditors is below 5%.

    Elena Marra·6 Apr 2026·3 min
    European Payment Order: The EU Tool Nobody UsesLegal Frameworks

    European Payment Order: The EU Tool Nobody Uses

    The European Payment Order is a standardised EU procedure that lets you enforce an uncontested commercial debt across all member states using a single form, for under €100.

    Henrik Lindgren·6 Apr 2026·4 min
    68,574 French Businesses Failed 2025 — Most of Them Closed

    68,574 French Businesses Failed 2025 — Most of Them Closed

    68,574 French insolvencies in 2025; late payments cost €15bn and add +39.5 days. Large firms are the worst offenders.

    28 Mar 2026·5 min
    Tariffs, Risk, Late Payments: CFOs Resilient OperationsCountry Intelligence

    Tariffs, Risk, Late Payments: CFOs Resilient Operations

    Tariffs drive 3%+ price hikes and delayed payables—tightening cash. CFOs are fortifying credit policy and collections to cut DSO in 2026.

    Henrik Lindgren·28 Mar 2026·9 min
    Scorekeeper, Strategic Partner: AI Rewriting CFO PlaybookIndustry Insights

    Scorekeeper, Strategic Partner: AI Rewriting CFO Playbook

    From scorekeeper to strategist: AI automates collections and compliance, cuts DSO, and equips CFOs with real-time risk forecasts.

    Marcus Ellerton·28 Mar 2026·11 min
    Fractional All Economy: Companies Are Outsourcing CFOs etcIndustry Insights

    Fractional All Economy: Companies Are Outsourcing CFOs etc

    CFO turnover hit 22%. Fractional teams tighten controls and reduce risk across collections, legal, and compliance at a fraction of full-time cost.

    Marcus Ellerton·28 Mar 2026·9 min
    Data-Driven Collection: Mastercard's AI CFO About the FutureCase Intelligence

    Data-Driven Collection: Mastercard's AI CFO About the Future

    Mastercard’s AI CFO flags payment risk in 72 hours. The same anomaly detection makes B2B collections predictive—not reactive.

    Henrik Lindgren·28 Mar 2026·11 min
    Overseas Debt Collections What Your Solicitor Won't Tell YouLegal Frameworks

    Overseas Debt Collections What Your Solicitor Won't Tell You

    Your solicitor’s letter can’t cross borders—without local enforcement, you lose time. Act within 90 days: recoveries hit 85%; after 12 months, <40%.

    Marcus Ellerton·27 Mar 2026·4 min
    Unpaid Invoices: You Abandon Overseas Collection Too EarlyCase Intelligence

    Unpaid Invoices: You Abandon Overseas Collection Too Early

    Stop writing off overseas invoices. Contingency collection puts risk on us—no upfront fees—and even $8k–$47k debts are recoverable.

    Marcus Ellerton·27 Mar 2026·4 min
    Debt Statute of Limitations in Europe:  Full BriefingLegal Frameworks

    Debt Statute of Limitations in Europe: Full Briefing

    Limitation clocks run in the debtor’s jurisdiction. Miss them—often 3–5 years in Europe—and your claim becomes legally unenforceable.

    Henrik Lindgren·27 Mar 2026·4 min
    Company Restructuring: Options for Name Changes or DissolveIndustry Insights

    Company Restructuring: Options for Name Changes or Dissolve

    A name change or dissolution doesn't erase debt. Deploy successor liability, clawbacks, director claims, and asset tracing to recover.

    Elena Marra·27 Mar 2026·4 min
    Evasive Debtors: How to Recognise & Counter Stalling TacticsCase Intelligence

    Evasive Debtors: How to Recognise & Counter Stalling Tactics

    Spot stalling tactics early. Set hard deadlines, demand written disputes, and escalate—before limitation clocks time-bar your claim.

    Nadia Hassani·27 Mar 2026·5 min
    Pre-Legal Collection: Diplomacy Outperforms CourtroomLegal Frameworks

    Pre-Legal Collection: Diplomacy Outperforms Courtroom

    Diplomacy recovers faster: over 70% of international B2B cases resolve pre-legal—cutting months and legal spend. Litigate only when enforcement is viable.

    Nadia Hassani·27 Mar 2026·6 min
    Cost of Unpaid International Invoices:  the Balance SheetIndustry Insights

    Cost of Unpaid International Invoices: the Balance Sheet

    An unpaid $200k international invoice isn't $200k lost - it adds $12-18k in capital cost, $3-8k in admin, and missed growth. Price the real risk.

    Henrik Lindgren·27 Mar 2026·4 min
    Debt Collection Middle East: UAE, Saudi Arabia,  EnforcementCross-Border Collection

    Debt Collection Middle East: UAE, Saudi Arabia, Enforcement

    Enforcement in the Gulf isn't Europe. UAE cheque reform (AED 200k) and Saudi 5-year limits reset leverage; collect with local enforcement.

    Elena Marra·27 Mar 2026·7 min
    Debt Collection Market Size in Europe: €24.2 Billion Across 30+ JurisdictionsIndustry Insights

    Debt Collection Market Size in Europe: €24.2 Billion Across 30+ Jurisdictions

    Europe's debt collection market reached €24.2B in 2025. Country data, the North-South payment gap, software growth to $4.3B, and what it means for international creditors.

    Marcus Ellerton·26 Mar 2026·5 min

    German Mahnverfahren: The EUR 32 Payment Order Most Creditors Overlook

    The most cost-effective collection instrument in European law costs less than a business lunch. Here is how it works and why most foreign creditors never file one.

    15 Mar 2026·6 min

    Collecting Debt in the UAE: Three Legal Systems, One Strategy

    Mainland Dubai, DIFC, and ADGM each operate under different courts with different rules. How to navigate the layered jurisdiction without losing months.

    12 Mar 2026·8 min

    The BacenJud Effect: How Brazilian Courts Search Every Bank Account Simultaneously

    A court order reaches every bank in Brazil in seconds. The debtor finds out when their card is declined. Inside the most powerful enforcement tool in Latin America.

    8 Mar 2026·5 min

    European Payment Order: One Form, 27 Countries, 30 Days

    The EPO is the EU's best-kept collection secret. No hearing required. If the debtor does not oppose within 30 days, it is enforceable from Lisbon to Tallinn.

    3 Mar 2026·7 min

    Construction Debt: Why Retention Clauses Are Not Collection Avoidance Tools

    A debtor withholding 100% of the final account while citing a 5% retention right is not exercising a contractual mechanism. They are avoiding payment.

    27 Feb 2026·6 min

    Australian Statutory Demand: The AUD 50 Document That Threatens Liquidation

    File under Section 459E. Wait 21 days. If the debtor does nothing, apply to wind up the company. The Pilbara has mobile reception for this.

    22 Feb 2026·5 min
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