CASE FILES
Intelligence from the field
Jurisdiction briefings, case intelligence, sector analysis, and collection strategy from InterStation's field operations.
Case Intelligence
How To Protect Your Business From International Non-Payment (Before It Happens)
The best debt is the one that never goes overdue. Five layers of protection for companies selling internationally — from credit checks to early action triggers.
Legal Frameworks
Debt Collection in Belgium: The Betalingsbevel and What Foreign Creditors Miss
Belgium's bilingual legal system confuses foreign creditors. Dutch or French courts depend on the debtor's location. The betalingsbevel is fast and cheap. Here's how.
Country Intelligence
Debt Collection in Saudi Arabia: What Foreign Companies Need To Know
Saudi Arabia's Najiz e-filing system, Execution Courts, and Vision 2030 judicial reforms have made collection faster. Here's the practical framework.
Cross-Border Collection
How To Collect a Debt Without Losing the Client
60%+ of debtor relationships improve after professional collection. The formal process gets more respect than the informal pleading. Here's how.
Country Intelligence
Debt Collection in Brazil: The Hardest Jurisdiction and How To Win
Brazilian courts take 12-24 months. Amicable collection takes 60-90 days. The ação monitória exists. The BRL volatility matters. Here's what works.
Country Intelligence
How To Collect a Debt in Turkey: What Foreign Companies Get Wrong
To collect a commercial debt in Turkey, start with a formal İhtar sent through a notary. Most European creditors skip this step and waste months on English-language emails.
Country Intelligence
Collecting an Unpaid Invoice From the UAE: A Practical Guide
The UAE has one of the strongest legal frameworks for creditors in the Middle East. Bounced cheques can carry criminal liability. DIFC has its own English-language court system.
Cross-Border Collection
When Your Biggest Client Becomes Your Biggest Risk
If a single client represents more than 15% of your revenue and their invoices are overdue, you have a concentration risk that no amount of polite emails will resolve.
Case Intelligence
5 Signs Your Debtor Is About To Go Insolvent
Five warning signs that a debtor is heading for insolvency — and why the average recovery for unsecured creditors is below 5%.
Legal Frameworks
European Payment Order: The EU Tool Nobody Uses
The European Payment Order is a standardised EU procedure that lets you enforce an uncontested commercial debt across all member states using a single form, for under €100.
68,574 French Businesses Failed 2025 — Most of Them Closed
68,574 French insolvencies in 2025; late payments cost €15bn and add +39.5 days. Large firms are the worst offenders.
Country Intelligence
Tariffs, Risk, Late Payments: CFOs Resilient Operations
Tariffs drive 3%+ price hikes and delayed payables—tightening cash. CFOs are fortifying credit policy and collections to cut DSO in 2026.
Industry Insights
Scorekeeper, Strategic Partner: AI Rewriting CFO Playbook
From scorekeeper to strategist: AI automates collections and compliance, cuts DSO, and equips CFOs with real-time risk forecasts.
Industry Insights
Fractional All Economy: Companies Are Outsourcing CFOs etc
CFO turnover hit 22%. Fractional teams tighten controls and reduce risk across collections, legal, and compliance at a fraction of full-time cost.
Case Intelligence
Data-Driven Collection: Mastercard's AI CFO About the Future
Mastercard’s AI CFO flags payment risk in 72 hours. The same anomaly detection makes B2B collections predictive—not reactive.
Legal Frameworks
Overseas Debt Collections What Your Solicitor Won't Tell You
Your solicitor’s letter can’t cross borders—without local enforcement, you lose time. Act within 90 days: recoveries hit 85%; after 12 months, <40%.
Case Intelligence
Unpaid Invoices: You Abandon Overseas Collection Too Early
Stop writing off overseas invoices. Contingency collection puts risk on us—no upfront fees—and even $8k–$47k debts are recoverable.
Legal Frameworks
Debt Statute of Limitations in Europe: Full Briefing
Limitation clocks run in the debtor’s jurisdiction. Miss them—often 3–5 years in Europe—and your claim becomes legally unenforceable.
Industry Insights
Company Restructuring: Options for Name Changes or Dissolve
A name change or dissolution doesn't erase debt. Deploy successor liability, clawbacks, director claims, and asset tracing to recover.
Case Intelligence
Evasive Debtors: How to Recognise & Counter Stalling Tactics
Spot stalling tactics early. Set hard deadlines, demand written disputes, and escalate—before limitation clocks time-bar your claim.
Legal Frameworks
Pre-Legal Collection: Diplomacy Outperforms Courtroom
Diplomacy recovers faster: over 70% of international B2B cases resolve pre-legal—cutting months and legal spend. Litigate only when enforcement is viable.
Industry Insights
Cost of Unpaid International Invoices: the Balance Sheet
An unpaid $200k international invoice isn't $200k lost - it adds $12-18k in capital cost, $3-8k in admin, and missed growth. Price the real risk.
Cross-Border Collection
Debt Collection Middle East: UAE, Saudi Arabia, Enforcement
Enforcement in the Gulf isn't Europe. UAE cheque reform (AED 200k) and Saudi 5-year limits reset leverage; collect with local enforcement.
Industry Insights
Debt Collection Market Size in Europe: €24.2 Billion Across 30+ Jurisdictions
Europe's debt collection market reached €24.2B in 2025. Country data, the North-South payment gap, software growth to $4.3B, and what it means for international creditors.
German Mahnverfahren: The EUR 32 Payment Order Most Creditors Overlook
The most cost-effective collection instrument in European law costs less than a business lunch. Here is how it works and why most foreign creditors never file one.
Collecting Debt in the UAE: Three Legal Systems, One Strategy
Mainland Dubai, DIFC, and ADGM each operate under different courts with different rules. How to navigate the layered jurisdiction without losing months.
The BacenJud Effect: How Brazilian Courts Search Every Bank Account Simultaneously
A court order reaches every bank in Brazil in seconds. The debtor finds out when their card is declined. Inside the most powerful enforcement tool in Latin America.
European Payment Order: One Form, 27 Countries, 30 Days
The EPO is the EU's best-kept collection secret. No hearing required. If the debtor does not oppose within 30 days, it is enforceable from Lisbon to Tallinn.
Construction Debt: Why Retention Clauses Are Not Collection Avoidance Tools
A debtor withholding 100% of the final account while citing a 5% retention right is not exercising a contractual mechanism. They are avoiding payment.
Australian Statutory Demand: The AUD 50 Document That Threatens Liquidation
File under Section 459E. Wait 21 days. If the debtor does nothing, apply to wind up the company. The Pilbara has mobile reception for this.