SECTOR INTELLIGENCE / TECHNOLOGY

    They scaled to Series C. They forgot to pay your invoice.

    Technology and SaaS debt collection operates at the intersection of rapid growth, creative accounting, and genuinely inventive excuses. Subscription disputes, licensing disagreements, integration failures, and the classic "we pivoted." We have heard them all. We collect regardless.

    WHY TECHNOLOGY DEBT IS DIFFERENT

    Subscription and licensing disputes

    SaaS contracts create recurring billing obligations that debtors dispute retrospectively. 'We cancelled in month 3' โ€” but the contract says 12-month minimum. 'The platform did not perform as specified' โ€” but the SLA was met. Subscription disputes require contract forensics, not templated demand letters.

    Rapid corporate change

    Tech companies restructure, merge, rename, and pivot faster than any other sector. The company that signed your contract may have been acquired, spun off, or dissolved by the time the invoice is overdue. We trace corporate genealogies and identify successor liability.

    Cross-border licensing

    A UK SaaS company licenses to a German enterprise through an Irish subsidiary billing from a Singapore entity. The debtor claims the contract is with the Singapore entity, which has no assets. We map the corporate structure and identify where the obligation โ€” and the assets โ€” actually sit.

    'We're a startup' defence

    Early-stage companies invoke 'startup' status as a defence against payment obligations. They are not exempt from contract law. If they signed an agreement and received a service, they owe payment. Their burn rate is not your problem.

    HOW WE HANDLE TECHNOLOGY CASES

    Contract analysis

    Before collection, we review the SaaS agreement, MSA, SOW, or licensing terms. We identify: minimum commitment periods, auto-renewal clauses, termination notice requirements, and SLA metrics. The debtor's excuse must be measured against the contract โ€” not their narrative.

    Corporate structure tracing

    Tech companies operate through multiple entities across jurisdictions. We trace the structure โ€” parent company, subsidiaries, billing entities, holding companies โ€” and identify where the contractual obligation sits and where the assets are held.

    Jurisdiction-optimised collection

    US tech debts go through state court in the optimal jurisdiction. UK SaaS disputes use the Pre-Action Protocol. German licensing claims use the Mahnbescheid. We do not apply a one-size-fits-all process to an industry that does not operate that way.

    84%
    COLLECTION RATE
    40d
    AVG RESOLUTION
    $180K
    AVG CASE VALUE
    US, GB, DE, SG
    TOP JURISDICTIONS

    JURISDICTION FOCUS

    Technology debt concentrates in innovation hubs. United States (California, New York, Texas), United Kingdom (London), Germany (Berlin, Munich), and Singapore are our most active technology jurisdictions. Each has different contract law traditions, court systems, and enforcement mechanisms โ€” and we file natively in all four.

    DECLASSIFIED | TECHNOLOGY | GB โ†’ US

    CreditorUK SaaS platform (London)
    DebtorUS enterprise client (San Francisco)
    Debt$340,000 (18-month SaaS subscription)
    DisputeDebtor claimed platform "did not meet specifications" โ€” cancelled at month 6 of 18-month contract.

    InterStation reviewed the SLA reports โ€” 99.7% uptime, all KPIs met. The "specifications" the debtor cited were from a pre-contract demo, not the signed MSA. Filed in California. Summary judgment obtained. 100% collected in 38 days.

    "The debtor's marketing team wrote the cancellation email. Their legal team had not read the contract."

    INTERSTATION SECTOR FILESEC-TECH-2026

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